◾️Parking: Rear parking lot only
◾️Lunch: Provided (pre-registration required)
◾️Capacity: Limited to 25 participants
Session Overview
Not all growth is good growth—and not all capital helps. This session focuses on making informed decisions about borrowing and expansion, ensuring capital supports long-term stability rather than short-term pressure.
Participants will learn how to evaluate financing options strategically and responsibly.
Topics Covered
◾️When borrowing supports growth—and when it creates risk
◾️Matching financing types to business needs
◾️Understanding debt service capacity from cash flow
◾️Planning for growth, job creation, and sustainability
◾️Avoiding common post-loan mistakes
Lunch & Learn
Presented by Truist: Borrowing for Small Business
Topics include funding sources, lender expectations, and the borrowing process.
Who Should Attend
◾️Businesses considering loans or financing
◾️Owners planning expansion or investment
◾️Entrepreneurs seeking lender readiness
◾️Participants from Parts 1 and 2
Additional Support
Optional one-on-one business counseling will be available 2:30–4:30 PM following the workshop (by appointment).
Speaker(s): Aundrea Yevette Lynn Salyer, MBA, CEcD, Chief Business Development Officer, Kingsport Chamber
Co-Sponsor(s): Morristown Area Chamber of Commerce; Tennessee Small Business Development Center at East Tennessee State University; Truist Bank
The cooperative agreement between KOSBE and East Tennessee State University is partially funded by the U.S. Small Business Administration (SBA). SBA’s funding is not an endorsement of any products, opinions or services. Reasonable accommodations for persons with disabilities will be made if requested at least two weeks in advance. Please contact Madison Greene — 423-392-8825; mgreene@tsbdc.org; 400 Clinchfield Street, Suite 100, Kingsport, Tennessee 37660. TSBDC services are provided in a nondiscriminatory way to all legal residents and citizens in the US.
Fee: No Cost