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Prosper: Capital Readiness Foundations

Feb
19
2026
Thu, Feb 19 10:00 AM to 2:00 PM
Topic: Financing

Part 1 of a 3-Part Small Business Finance & Growth Series

◾️Parking: Rear parking lot only

◾️Lunch: Provided (pre-registration required)

◾️Capacity: Limited to 25 participants

Session Overview

Strong businesses are built long before capital is requested. This session focuses on the foundational behaviors, structures, and documentation that determine whether a business is considered “capital ready.”

Participants will gain clarity on what lenders, funders, and partners evaluate before reviewing financial statements—and how operational discipline directly affects access to opportunity.

Topics Covered

◾️What “capital readiness” really means for small businesses

◾️Structural and operational factors that influence credibility

◾️Common readiness gaps that prevent financing approval

◾️Owner decisions that strengthen or weaken business stability

◾️Documentation expectations before pursuing capital

Lunch & Learn

Presented by Truist: Separating Business and Personal Finances Topics include business structure, paying yourself, and financial account organization.

Who Should Attend

◾️Entrepreneurs and small business owners

◾️Businesses under $1 million in annual revenue

◾️Owners planning for future growth or financing

◾️Those seeking clarity before approaching lenders

Additional Support

Optional one-on-one business counseling will be available 2:30–4:30 PM following the workshop (by appointment).

Speaker(s): Aundrea Yevette Lynn Salyer, MBA, CEcD, Chief Business Development Officer, Kingsport Chamber

Co-Sponsor(s): Morristown Area Chamber of Commerce; Tennessee Small Business Development Center at East Tennessee State University; Truist Bank

The cooperative agreement between KOSBE and East Tennessee State University is partially funded by the U.S. Small Business Administration (SBA). SBA’s funding is not an endorsement of any products, opinions or services. Reasonable accommodations for persons with disabilities will be made if requested at least two weeks in advance. Please contact Madison Greene — 423-392-8825; mgreene@tsbdc.org; 400 Clinchfield Street, Suite 100, Kingsport, Tennessee 37660. TSBDC services are provided in a nondiscriminatory way to all legal residents and citizens in the US.


Fee: No Cost

Register Online
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Phone: (423) 392.8825
Email: mvsmith@tsbdc.org

Location

Morristown Chamber of Commerce
825 W. 1st North St., Morristown, TN 37814